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Maliranta, Mika; Rouvinen, Petri; Airaksinen, Aarno - 2008

This paper reviews the characteristics and magnitude of information technology (IT) outsourcing as well as studies its labor productivity effects with a representative sample of Finnish businesses. Depending on the IT task in question, on average from one-third to two-thirds of IT has been...

Persistent link: https://www.econbiz.de/10010273029

Advancing information technology and financial intermediation

Mannonen, Pekka - 2001

The whole financial sector has been under a remarkable structural change, and one of the major contributing forces has been the rapid advance in information processing based on digital technology. The purpose of this paper is to model the influence of advancing information and transaction...

Persistent link: https://www.econbiz.de/10010284915

Payment size, negative equity, and mortgage default

Fuster, Andreas; Willen, Paul S. - 2012

Surprisingly little is known about the importance of mortgage payment size for default, as efforts to measure the treatment effect of rate increases or loan modifications are confounded by borrower selection. We study a sample of hybrid adjustable-rate mortgages that have experienced large rate...

Persistent link: https://www.econbiz.de/10010377446

Summary of the Workshop on Consumer Behavior and Payment Choice

Schuh, Scott; Stavins, Joanna - 2008

. Topics addressed are the consumer adoption of new payment technologies, credit card debt management, payment card surcharges …

Persistent link: https://www.econbiz.de/10010282747

The Boston Fed study of consumer behavior and payment choice: A survey of Federal Reserve System employees

Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - 2007

and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes … taken by Federal Reserve employees in 2004. Major contributions of the survey are that it asks: 1) why payment choices are … payment choice. Although the survey is not statistically representative of U.S. consumers, and thus may not provide accurate …

Persistent link: https://www.econbiz.de/10010282767

Consumer behavior and payment choice: 2006 conference summary

Carten, Margaret; Littman, Dan; Schuh, Scott; Stavins, … - 2007

This paper summarizes the proceedings of the second Consumer Behavior and Payment Choice conference, held at the Federal Reserve Bank of Boston on July 2527, 2006. These conferences are unique in featuring the collaboration of two groups of payments experts the private-sector payments industry...

Persistent link: https://www.econbiz.de/10010282779

Lifecycle prices and production

Aguiar, Mark; Hurst, Erik - 2005

Using scanner data and time diaries, we document how households substitute time for money through shopping and home production. We find evidence that there is substantial heterogeneity in prices paid across households for identical consumption goods in the same metro area at any given point in...

Persistent link: https://www.econbiz.de/10010282783

Adopting, using, and discarding paper and electronic payment instruments: Variation by age and race

Mann, Ronald J. - 2011

This paper uses data from the 2008 Survey of Consumer Payment Choice to discuss the adoption, use, and discarding of …

Persistent link: https://www.econbiz.de/10010282787

The 2009 survey of consumer payment choice

Foster, Kevin; Meijer, Erik; Schuh, Scott; Zabek, Michael A. - 2011

This paper presents results of the 2009 Survey of Consumer Payment Choice (SCPC), along with revised 2008 SCPC data. In …

Persistent link: https://www.econbiz.de/10010286942

Evaluating national innovation systems: Key insights from the Finnish innoeval survey

Kotiranta, Annu; Nikulainen, Tuomo; Tahvanainen, Antti-Jussi - 2009

This paper aims to provide new insights into the analysis of National Innovation Systems (NIS). Whereas the common approach is to analyze specific parts or a defined set of actors and their interactions, this paper attempts to take a more systemic approach by analyzing results of 13 surveys...

Persistent link: https://www.econbiz.de/10010273079