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Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new...
Persistent link: https://www.econbiz.de/10010264745
This paper reviews the characteristics and magnitude of information technology (IT) outsourcing as well as studies its labor productivity effects with a representative sample of Finnish businesses. Depending on the IT task in question, on average from one-third to two-thirds of IT has been...
Persistent link: https://www.econbiz.de/10010273029
The whole financial sector has been under a remarkable structural change, and one of the major contributing forces has been the rapid advance in information processing based on digital technology. The purpose of this paper is to model the influence of advancing information and transaction...
Persistent link: https://www.econbiz.de/10010284915
treatment of the demand for adoption. We show that the propensity to adopt a child increases in the degree of own altruism …, infertility, relatedness to the child, costs of own child birth, and any adoption-specific monetary return that is received net of …, je höher die Kosten einer Geburt sind und je größer etwaige finanzielle Renditen, die sich aus einer Adoption ergeben …
Persistent link: https://www.econbiz.de/10010287345
offer their patients at regular times. To assess the magnitude of these effects, this study analyzes the effects of low … staff-to-patients ratios on patient outcomes empirically. We use the variation of patient admissions over time as a proxy … demand on outcomes is biased upwards. The reason is that when demand is high more patients with a higher unobservable frailty …
Persistent link: https://www.econbiz.de/10010264742
This paper shows that patients with private health insurance (PHI) are being offered significantly shorter waiting … times than patients with statutory health insurance (SHI) in German acute hospital care. This behavior may be driven by the …
Persistent link: https://www.econbiz.de/10010265826
This paper reports the results of a questionnaire study used to explore the economic understanding, normative positions along the egalitarian-libertarian spectrum, and the party preferences of a large student sample. The aim of the study is both to find socio-economic determinants of normative...
Persistent link: https://www.econbiz.de/10010352746
This paper aims to provide new insights into the analysis of National Innovation Systems (NIS). Whereas the common approach is to analyze specific parts or a defined set of actors and their interactions, this paper attempts to take a more systemic approach by analyzing results of 13 surveys...
Persistent link: https://www.econbiz.de/10010273079
Prosocial behavior is crucial for tackling global challenges such as climate change, poverty, and conflict, yet people often prioritize personal benefits over the common good. A classic philosophical proposition is that prosocial behavior benefits from psychological wisdom - a concept...
Persistent link: https://www.econbiz.de/10014456419
I examine the determinants of both perceived inflation and unemployment in one single survey and include personality … traits (BFI-S) in the analysis. This is the first survey on this topic in Germany. My sample consists of 1,771 students from …
Persistent link: https://www.econbiz.de/10010319361