A discussion of the existing and potential effects of banking deregulation laws and proposals, with emphasis on issues surrounding efforts to weaken restrictions on banks' product decisions imposed by the Glass-Steagall Act of 1933.

A discussion of the traditional structure-performance theory and the contestable market theory as they pertain to competition and bank profitability in the banking industry. The author uses data from a sample of Ohio and Pennsylvania banks.

An analysis of the changes taking place in the banking industry, with a discussion of four options for reforming the structure of our banking system, and a recommendation for the most effective action.

A discussion of how thrift competition affects the earnings of banks, using data from a sample of 314 banks from a 14-state area.

An analysis of independent bank performance from 1979-81 in meeting the challenge posed by economic, regulatory, and technological changes in the commercial banking marketplace.