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business loans? For their analysis, the authors use new information provided by Community Reinvestment Act data, which give a …
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Since about 1974, banks' share of the market for short-term business lending has been steadily eroded through competition with nonbank creditors. This paper tries to identify some factors that may affect bank competitiveness in this category in the short fun and discusses how these factors may...
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practice of considering out-of-market loans when assessing local competitive conditions. I also find that out-of-market and in …-market loans are of similar average size and are about equally likely to be secured by commercial real estate. …
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An examination of the evolutionary stages of the debt problem in developing countries, with a discussion of how U.S. banks and financial markets have adjusted to accommodate it and some proposed solutions to the problem.
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This article introduces a monopolistically competitive model of foreign lending in which both explicit and implicit fixed-premium deposit insurance increase the degree to which bank participation in relending to problem debtors falls below its globally optimal level. This provides a channel for...
Persistent link: https://www.econbiz.de/10005490837
During the last couple of years, concern has increased that the exceptionally rapid growth in business loans at … banks from granting new loans.> The view that faster loan growth leads to higher loan losses should not be dismissed lightly … view that supply shifts have caused loan growth and loan losses to be positively related. Data on business loans and …
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