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Correlated risks: a conflict of interest between insurers and consumers and its resolution
Eugster, Patrick (contributor); Zweifel, Peter (contributor) - 2006
correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …
Persistent link: https://www.econbiz.de/10003354444
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On the essentiality of credit and banking at the Friedman rule
Boel, Paola; Waller, Christopher - 2020
Persistent link: https://www.econbiz.de/10012306884
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Informational switching costs, bank competition and the cost of finance
Ornelas, José Renato Haas; Silva, Marcos Soares da; … - 2020
This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence from a dataset of more than 13 million loan-level observations from private banks shows a positive relationship between market power, measured by the Lerner index, and the cost of...
Persistent link: https://www.econbiz.de/10012256418
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Law-abiding immigrants: the incarceration gap between immigrants and the US-born, 1850-2020
Abramitzky, Ran; Boustan, Leah Platt; Torres, Juan David; … - 2023
Persistent link: https://www.econbiz.de/10014317457
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Inequality and employment sensitivities to the falling labour share
Karanassou, Marika; Sala, Hector - 2011
inequality and employment. To this end, we use annual data for the US, UK and Sweden over the past forty years and estimate …
Persistent link: https://www.econbiz.de/10009157624
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Income inequality and redistribution in five countries
De Nardi, Mariacristina; Ren, Liqian; Wei, Chao - In: Economic perspectives 24 (2000) 2, pp. 2-20
Persistent link: https://www.econbiz.de/10001496348
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Structural change within versus across firms : evidence from the United States
Ding, Xiang; Fort, Teresa C.; Redding, Stephen; Schott, … - 2022
Persistent link: https://www.econbiz.de/10013257817
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Is there a bank lending channel of monetary policy in Latvia? : evidence from bank level data
Beņkovskis, Konstantīns (contributor) - 2008
Persistent link: https://www.econbiz.de/10003732294
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Crosscurrents in 1986 bank performance
Gregorash, George M. - In: Economic perspectives 11 (1987) 3, pp. 23-35
Persistent link: https://www.econbiz.de/10001047243