I examine competition in the sector of mortgage life insurance, in particular the periodic switching right (PSR), by which the borrower can change his insurer once every period (say, every year). The PSR is likely to have pro competitive effects (lower premium), but by the same move, to lead to...

By introducing a structure of the balance sheets of the banks, which takes into account their bilateral exposures in terms of stocks or lendings, we get a structural model for default analysis. This model allows us to distinguish the exogenous and endogenous default dependence. We prove the...

Several researchers in the field of sociology, management or information systems have recently invited the community interested in the technology-person relationship to overcome the 'user' notion and the specific schemes related to sociotechnical interaction. Based on Archer's (1982, 1995, 2003)...

Continuity and change are at the core of intergenerational diversity. By linking the literature on generations with the concept of dynamic capabilities, the aim of this paper is to offer a better understanding of how intergenerational relationship contribute to the organizational dynamic. The...

This paper aims at analysing the differences between two major research fields: Economic intelligence and knowledge management. A framework showing the complementarities between those two fields is set up. After a literature review on those two fields we explain that economic intelligence and...

The current competition game implies processes like alliances with competitors, inclusion of customers and suppliers at early stages of innovation, relations with States, or anticipation of public acceptance. At the heart of all these processes and many others, information processing has become...

This paper applies a social capital perspective to study how business units use an individual’s social capital to explore their environment and exploit resources available from individual networks. We explore this matter inductively by analysing the development and exploitation of social...