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Strengthening formal credit access and performance through financial literacy and credit terms in micro, small and medium businesses
Widyastuti, Maria; Ferdinand, Deograsias Yoseph Yustinianus - In: Journal of risk and financial management : JRFM 16 (2023) 1, pp. 1-14
performance of MSMEs. This research includes the type of associative research that is accompanied by hypothesis testing. This … significantly affect access to formal credit and MSME performance; formal credit access directly and significantly affects MSME … performance. Likewise, financial literacy and credit terms indirectly affect the performance of MSMEs. These results mean that …
Persistent link: https://www.econbiz.de/10014289557
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The competitive advantage of furniture SMEs in East Java : the role of aggressiveness in entrepreneurship orientation
Paulus, Ardianus Laurens; Hermanto, Yustinus Budi - In: Economies : open access journal 10 (2022) 6, pp. 1-11
This paper analyzes the dimensions of entrepreneurial orientation in Furniture SMEs in East Java, Indonesia, towards competitive advantage. This study uses a quantitative approach with the survey method. This study uses primary data that is self-reported using a self-administered survey by...
Persistent link: https://www.econbiz.de/10013256080