Credit is indubitably one of the most important sectors in which the supply of goods and services by cooperatives has arisen. Given the importance of the role of cooperative banks in the development of other sectors and of the territories or communities in which they operate, and the economic...

The governance of cooperative banks is arguably so distinctive that it cannot be properly captured by standard economic models. One of the problems that arises in the assessment of the assumed democratic governance in such banks refers to the members' commitment to the banks. This paper...

After showing remarkable resilience to the negative effects of the 2007-2009 global financial crisis, cooperative banks have undergone a process of reform and structural consolidation almost everywhere in Europe over the past decade. Recognizing these changes, the paper provides an account of...

The last years have witnessed a wide reshaping of the banking scene. According to researchers and authorities, the aftermath of these developments include an increased risk of demarketing of the conventional banking system towards certain customer segmentations and marginal areas and activities....

Negli ultimi anni si è assistito ad un profondo cambiamento dello scenario nel sistema bancario. Secondo quanto gli studiosi del settore e le autorità affermano, una delle principali conseguenze di questi cambiamenti è l’aumento della segmentazione delle classi di clientela e della...

Credit is indubitably one of the most important sectors in which the supply of goods and services by cooperatives has arisen. Given the importance of the role of cooperative banks in the development of other sectors and of the territories or communities in which they operate, and the economic...

Uno dei settori più rilevanti dove si è affermata l’offerta cooperativa è senza dubbio quello del credito. Se consideriamo l’importanza del suo ruolo, per lo sviluppo degli altri settori e dei territori e delle comunità ove opera, ed il potere economico e politico che di conseguenza esso...

The last years have witnessed a wide reshaping of the banking scene. According to researchers and authorities, the aftermath of these developments include an increased risk of demarketing of the conventional banking system towards certain customer segmentations and marginal areas and activities....