Yes, they can. I propose a new method to detect credit booms and busts from multivariate systems -- monetary Bayesian … vector autoregressions. When observed credit is systematically higher than credit forecasts justified by real economic … activity variables, a positive credit gap emerges. The methodology is tested for 31 advanced and emerging market economies. The …

This paper examines the mechanism through which banking sector distress affects the availability of credit. We use the … Commerce regarding the availability of credit, and examine which aspects of the banking system collapse affected credit … availability as indicated by the survey. A number of scholars have posited different ways that bank distress constrained credit …

credit supply. Liquidity requirements also depress banks' profitability, though some of the regulatory costs are passed on to …

flow of credit to small and mid-sized firms during the COVID-19 crisis on bank lending to businesses. Using instrumental … the flow of bank credit during the pandemic by serving as a backstop to the bank loan market and by increasing banks …