Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …

given rise to a broad policy discussion of the adequacy of household retirement wealth. We construct a uniquely … comprehensive measure of wealth for households aged 51 and older in 2004 that includes expected wealth from Social Security, defined … surrounding asset returns, length of life and medical expenses, we assess the adequacy of wealth using two expected values: an …

Several U.S. panel surveys measure household wealth. At the same time, many important questions about household wealth … hinders their usefulness for addressing these questions. We review the features of wealth data that make it difficult to …

Empirical analysis of U.S. income, saving and wealth dynamics is constrained by a lack of high-quality and … Survey of Consumer Finances (SCF), which captures the top of the wealth distribution by sampling from administrative records …, capital gains, and interfamily transfers in wealth change over the lifecycle and across permanent income groups …

borrowing for later-life economic well-being, with a focus on retirement preparation. We demonstrate that families holding … loan borrowers roughly follow the earnings, saving, and wealth trajectories of other college-educated families into late …

comprehensive wealth, to investigate spend-down behavior among older households in the Health and Retirement Study. Our analysis …, so that real annualized wealth actually tends to rise with age over retirement. Comparing the estimated age profiles for …As the baby boomers begin to retire, a great deal remains unknown about the evolution of wealth toward the end of life …

conditional share of financial wealth in risky assets of those who actually hold them. The relevance of financial literacy as well … as confidence varies considerably with the distribution of wealth as well as across several socio-economic dimensions …

income. Finally, financial literacy is predictive of liquid savings even among high illiquid wealth households. This suggests …

Well known research based on capitalized income tax data shows robust growth in wealth concentration in the late 2000s …. We show that these robust growth estimates rely on an assumption---homogeneous rates of return across the wealth … interest-bearing assets), wealth concentration estimates in 2011 fall from 40.5% to 33.9%. These estimates are consistent in …