Showing 1 - 10 of 238
Bank lending to small firms in the U.S. fell substantially during the recent financial crisis and the ensuing recession … other relevant factors, including several balance sheet measures of bank health, we find that small banks that experienced …
Persistent link: https://www.econbiz.de/10012974736
In this paper, we exploit a natural experiment in which thrifts in several states witnessed an exogenous reduction in supervisory attention to assess the effect of supervision on financial institutions' willingness to take risk. We show that the affected institutions took on much more risk than...
Persistent link: https://www.econbiz.de/10011710132
Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into … conventional view that regulatory arbitrage caused the rise of non-bank lenders …
Persistent link: https://www.econbiz.de/10014354765
attention on the relationship between financial frictions and economic growth. With bank loans having only recently started …: whether the standards used to assign commercial bank CAMELS ratings have changed materially over time (1991-2011). We show …
Persistent link: https://www.econbiz.de/10013096068
, in the context of the eurozone periphery, the increase in domestic government bond holdings, the reduction of bank credit …
Persistent link: https://www.econbiz.de/10011710170
Whether bank failures have adverse effects on local economies is an important question for which there is conflicting … and relatively scarce evidence. In this study, I use county-level data to examine the effect of bank failures and … resolutions on local economies. Using quasi-experimental techniques as well as cross-sectional variation in bank failures, I show …
Persistent link: https://www.econbiz.de/10013052750
stress tests for U.S. bank holding companies help improve out of sample forecasts of chargeoffs on loans, revenues, and … capital measures, relative to forecasting models that exclude a role for macro factors. Using only public data on bank …
Persistent link: https://www.econbiz.de/10013089290
I study how bank relationships affected the timing and geographic distribution of Paycheck Protection Program (PPP … slightly lower loan volumes. I estimate a structural model to fit the observed relationship between branch distance, bank PPP …
Persistent link: https://www.econbiz.de/10014354802
enforcement decisions and orders (EDOs) affect the bank borrower base. We find that, after an EDO's termination, banks … benefits of bank enforcement and supervision …
Persistent link: https://www.econbiz.de/10013406092
New bank formation in the U.S. has declined dramatically since the financial crisis, from well over 100 new banks per … low interest rates (which both depress banking profits) could also have played a role. We estimate a model of bank entry … decisions on data from 1976 to 2013 which indicates that at least 75% of the decline in new bank formation would have occurred …
Persistent link: https://www.econbiz.de/10013005483