We find that that the Current Expected Credit Loss (CECL) standard would slightly dampen fluctuations in bank lending … predictability of credit losses …

Under the Community Reinvestment Act (CRA) banks can fulfill their affirmative obligation to meet local credit needs by … CRA credit for purchases has had its intended effect of increasing LMI credit availability by making LMI loans more liquid …

We investigate how the introduction of market-based pricing, the practice of tying loan interest rates to credit …

Our paper studies the role of the collateral channel for bank credit using confidential bank-firm-loan data. We … higher growth in bank lending with higher sensitivities for more credit constrained firms. Higher real estate values boost …

This paper presents empirical evidence on the effect of banks' financial position on credit growth using a sample of 29 … most important predictor of credit growth in the current year. The relationship between capital and credit growth is non … (decrease) in capital is associated with an increase (decrease) of 0.8 (0.3) percentage points in credit growth upon impact and …

, in the context of the eurozone periphery, the increase in domestic government bond holdings, the reduction of bank credit …

We modify the Diamond and Dybvig (1983) model of banking to jointly study various regulations in the presence of credit … liability side. The endogenously determined asset portfolio and capital structure interact to support credit extension, as well …