This paper presents empirical evidence on the effect of banks' financial position on credit growth using a sample of 29 … most important predictor of credit growth in the current year. The relationship between capital and credit growth is non … (decrease) in capital is associated with an increase (decrease) of 0.8 (0.3) percentage points in credit growth upon impact and …

We explore the structural drivers of bank and nonbank credit cycles using an estimated medium-scale macro model that … potentially drive bank and nonbank credit growth. We find that sectoral shocks affecting the balance sheets of entrepreneurs who … borrow from the financial sector are important for the business cycle frequency fluctuations in bank and nonbank credit …

countries experiencing systemic banking crises on profitability, credit, and the performance of borrower firms. Crisis exposures … reduce bank returns and tighten credit conditions for borrowers, constraining investment and growth. The effects are larger …

We find that that the Current Expected Credit Loss (CECL) standard would slightly dampen fluctuations in bank lending … over the economic cycle. In particular, if the CECL standard had always been in place, we estimate that lending would have … historical allowances under CECL and modeling how the impact on accounting variables would have affected banks' lending and …

available unique data on the bilateral cross-border lending flows of 27 BIS-reporting lending banking systems to over 50 … shocks in a currency significantly affect cross-border lending flows in that currency, even when neither the lending banking … system nor the borrowing country uses that currency as their own. Second, this transmission works mainly through lending to …

We investigate how the introduction of market-based pricing, the practice of tying loan interest rates to credit …

This paper examines the mechanism through which banking sector distress affects the availability of credit. We use the … Commerce regarding the availability of credit, and examine which aspects of the banking system collapse affected credit … availability as indicated by the survey. A number of scholars have posited different ways that bank distress constrained credit …

In a seminal article on small business lending, Petersen & Rajan (2002) argue that technological changes have … revolutionized small business lending markets, weakening the reliance of small businesses on local lenders and increasing geographic … distances between firms and their credit suppliers. While their data only cover through 1993, they conjecture that the pace of …

flow of credit to small and mid-sized firms during the COVID-19 crisis on bank lending to businesses. Using instrumental …We study the effects of the Main Street Lending Program (MSLP)—an emergency lending program aimed at supporting the … the flow of bank credit during the pandemic by serving as a backstop to the bank loan market and by increasing banks …