We show that the regulation of bank lending practices is necessary for the optimal provision of private liquidity. In … system nor narrow banking can provide the socially efficient amount of liquidity. If the bankers provided such an amount …

liquidity regulations. Basel III and the capital stress tests introduced new requirements and new definitions while retaining … (HQLAs) are the binding constraints at large U.S. banks, especially for banks that are active in capital markets activities …. Banks have been holding more CET1 and a larger share of Level 1 HQLAs since the financial crisis of 2007 to 2009. We also …

also the case that research on banks in this area has not received adequate attention. The authors model controls for risk … characteristics of the target banks, the deal characteristics, and the economic environment. Their results are robust. They support …

2010. In addition, payment collection times and associated float fell dramatically for collecting banks and payees with …

Fintech has been playing an increasing role in shaping financial and banking landscapes. Banks have been concerned …

We investigate the association between the yields on debt issued by U.S. systemically important banks (SIBs) and their …

income and liquidity benefits from lower housing costs. This paper investigates the impact of extended foreclosure timelines …