Avery, Robert B.; Bostic, Raphael W.; Canner, Glenn B. - In: Federal Reserve Bulletin (2000) Nov, pp. 711-731
The Community Reinvestment Act (CRA) of 1977 encourages federally insured banking institutions to help meet the credit needs of their communities, including those of lower-income areas, in a manner consistent with their safe and sound operation. In responding to the CRA, many banking...