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During the financial crisis, life insurers sold long-term policies at deep discounts relative to actuarial value. The average markup was as low as -19 percent for annuities and -57 percent for life insurance. This extraordinary pricing behavior was due to financial and product market frictions,...
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We estimate the impact of district-level schooling mode (in-person versus hybrid or distance learning) on test scores …
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A large body of literature suggests that the first years of life are critical for long-term economic, health and social outcomes. However, the effect of public programs on early life skills formation is largely unknown due to data limitations. In this paper we use novel data from a large...
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Mastery learning - the process by which students must demonstrate proficiency with a single topic before moving on - is … implement it into a classroom setting. This study evaluates a program to encourage greater mastery learning through technology … coaching in how to use Computer Assisted Learning (CAL) for helping students follow a customized roadmap of incremental …
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learning and policy recommendation in advisory committees. We quantify the effectiveness of advisory panels, and evaluate …
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