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We study the pricing of deposit accounts following a regulation that capped debit card interchange fees in the United States and provide the first empirical investigation of the link between interchange fees and granular deposit account prices. This link is broadly predicted by the theoretical...
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the relationship between market-level consumer characteristics and bank fee revenue, fees, and bank return on assets (ROA …-wide restrictions on payday lending are correlated with higher bank fees, but not with increased bank revenue or ROA …
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