Showing 1 - 10 of 513
Persistent link: https://www.econbiz.de/10012388711
Persistent link: https://www.econbiz.de/10011286187
Persistent link: https://www.econbiz.de/10011803685
We provide new evidence that credit supply shifts contributed to the U.S. subprime mortgage boom and bust. We collect … original data on both government and private mortgage insurance premiums from 1999-2016, and document that prior to 2008 …
Persistent link: https://www.econbiz.de/10012181334
Persistent link: https://www.econbiz.de/10014490890
Persistent link: https://www.econbiz.de/10011500227
"I test the credit-market effects of housing wealth shocks by estimating the consumption elasticity of house price shocks among households in different age quintiles. Younger households face faster expected income growth and hence would like to borrow more than older households. I estimate...
Persistent link: https://www.econbiz.de/10002392629
have higher mortgage delinquency and charge-off rates and significantly higher probabilities of failure during the last … stronger capital buffers. Our results suggest that there is scope for improved measures of mortgage loan risk that could be …
Persistent link: https://www.econbiz.de/10011803674
Persistent link: https://www.econbiz.de/10003995926
Persistent link: https://www.econbiz.de/10010431719