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Current theoretical and empirical research suggests that small banks have a comparative advantage in processing soft information and delivering relationship lending. The most comprehensive analysis of this view found using U.S. data that smaller SMEs borrow from smaller banks and smaller banks...
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to finance, emphasizing their dependence on credit and cash flows. This study presents a new approach to the estimation …. It estimates both supply of and demand for MSME finance on a global scale, which has never been done in a comprehensive … categories, and applies this benchmark to MSMEs in developing countries. It estimates the MSME finance gap as the difference …
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