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Social credit: a comprehensive literature review

Yu, Lean; Li, Xinxie; Tang, Ling; Zhang, Zongyi; Kou, Gang - In: Financial Innovation 1 (2015) 6, pp. 1-18

To avoid credit fraud, social credit within an economic system has become an increasingly important criterion for the evaluation of economic agent activity and guaranteeing the development of a market economy with minimal supervision costs. This paper provides a comprehensive review of the...

Persistent link: https://www.econbiz.de/10011808193

Value chain financing and plantain production in Nigeria: An ex-ante approach

Ojo, Mathew Paul; Ayanwale, Adeolu B. - In: Financial Innovation 5 (2019) 1, pp. 1-15

Management (DREAM) software. Results from a 25-year simulation period at a 15% discount rate and an innovation cost of USD 1 … benefit, expressed as producer and consumer surplus. This suggests VCF is a viable and beneficial financing innovation for …

Persistent link: https://www.econbiz.de/10012602813

Harnessing Internet finance with innovative cyber credit management

Lin, Zhangxi; Whinston, Andrew B.; Fan, Shaokun - In: Financial Innovation 1 (2015) 5, pp. 1-24

In the last two decades, Internet technologies, such as cloud computing, mobile communications, social media, and big data analytics, have brought tremendous changes to our society and reshaped the business in various industries. Specifically, the mushrooming innovations in the financial area...

Persistent link: https://www.econbiz.de/10011808192

The FinTech phenomenon: antecedents of financial innovation perceived by the popular press

Zavolokina, Liudmila; Dolata, Mateusz; Schwabe, Gerhard - In: Financial Innovation 2 (2016) 16, pp. 1-16

common understanding in the financial and digital innovation literature. These study contributes to research in the areas of …

Persistent link: https://www.econbiz.de/10011808224

The impact of FinTech start-ups on incumbent retail banks' share prices

Li, Yinqiao; Spigt, Renée; Swinkels, Laurens - In: Financial Innovation 3 (2017) 26, pp. 1-16

Background: This study aims to clarify the role of FinTech digital banking start-ups in the financial industry. We examine the impact of the funding of such start-ups on the stock returns of 47 incumbent US retail banks for 2010 to 2016. Methods: To capture the importance of FinTech start-ups,...

Persistent link: https://www.econbiz.de/10011808262

Impact of learning through credit and value creation on the efficiency of Japanese commercial banks

Aduba, Joseph-Junior; Izawa, Hiroshi - In: Financial Innovation 7 (2021) 1, pp. 1-37

This study investigates the learning curve of commercial banks regarding the efficiency of credit and value creation. However, current empirical methods for accessing the learning curve in organizations are not suitable for use in financial institutions. Considering bank-specific...

Persistent link: https://www.econbiz.de/10012602938

Is money going digital? An alternative perspective on the current hype

Reiss, Daniel Gersten - In: Financial Innovation 4 (2018) 1, pp. 1-6

Current financial discourse suggests the imminence of a cashless society, a concept that arose from the global popularization of digital financial services and the development of technologies with the potential for application in financial markets. However, claims about the impending...

Persistent link: https://www.econbiz.de/10012602780

Financial innovation and economic growth in Bangladesh

Qamruzzaman, Md.; Jianguo, Wei - In: Financial Innovation 3 (2017) 19, pp. 1-24

Background: This study provides evidence for the financial innovation in the financial system that resulted in the … economic growth of Bangladesh from 1980-2016. Methods: To capture the influence of financial innovation on economic growth, we … existence of a long-run association between economic growth and the financial innovation proxies, which were the Domestic Credit …

Persistent link: https://www.econbiz.de/10011808256

Institutions and FDI: Evidence from developed and developing countries

Sabir, Samina; Rafique, Anum; Abbas, Kamran - In: Financial Innovation 5 (2019) 1, pp. 1-20

This study investigates the impact of institutional quality on Foreign Direct Investment (FDI) inflows using panel data for low, lower-middle, upper-middle and high-income countries for the sample period of 1996-2016 using the system Generalized Method of Moments (GMM). The empirical results...

Persistent link: https://www.econbiz.de/10012602805

Insurance market density and economic growth in Eurozone countries: the granger causality approach

Pradhan, Rudra P.; Dash, Saurav; Maradana, Rana Pratap; … - In: Financial Innovation 3 (2017) 17, pp. 1-24

Background: This study examines the relationship between insurance market density (IMD) and economic growth. Methods: We employed Granger causality technique in 19 Eurozone countries for the period 1980-2014. We use three different indicators of IMD, namely life insurance density, non-life...

Persistent link: https://www.econbiz.de/10011808251