little effect on savings rates. In many countries, however, retirement incentives in social security programs prevent … retirement ages from keeping pace with changes in life expectancy, leading to an increased need for life-cycle savings. Analyzing … a cross-country panel of macroeconomic data, we find that increased longevity raises aggregate savings rates in …

of findings. First, the more valuable the pension, the more knowledgeable are covered workers about their pensions. We … forms of wealth. Rather, counting pensions in total wealth, those with more valuable pensions save more for retirement …, other things the same. Fourth, there is no evidence that wealth held outside of pensions is influenced by knowledge of …

of pensions earned on jobs not covered by Social Security, a key determinant of the size of WEP and GPO adjustments. Also …

from Social Security and defined benefit pensions. For the most part, these are stable sums that ensured a major fraction …