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Social Security and Retirement around the World : Historical Trends in Mortality and Health, Employment, and Disability Insurance Participation and Reforms - Introduction and Summa...

Milligan, Kevin S. - 2011

the labor force participation of younger persons in twelve countries. We found no evidence that increasing the employment … of older persons will reduce the employment opportunities of youth and no evidence that increasing the employment of … reforms were not prompted by changes in health status or by changes in the employment circumstances of older workers. We find …

Persistent link: https://www.econbiz.de/10012461938

Personal retirement saving programs and asset accumulation : reconciling the evidence

Poterba, James M.; Venti, Steven F.; Wise, David A. - In: Frontiers in the economics of aging, (pp. 23-106). 1998

Persistent link: https://www.econbiz.de/10001381790

Implications of rising personal retirement saving

Poterba, James M.; Venti, Steven F.; Wise, David A. - In: Frontiers in the economics of aging, (pp. 125-167). 1998

Persistent link: https://www.econbiz.de/10001381792

The taxation of pensions : a shelter can become a trap

Shoven, John B.; Wise, David A. - In: Frontiers in the economics of aging, (pp. 173-211). 1998

Persistent link: https://www.econbiz.de/10001381794

The Changing Landscape of Pensions in the United States

Poterba, James - 2007

The pension landscape in the U.S. has changed dramatically over the past 25 years. Saving through personal retirement accounts has become the principal form of retirement saving. We document the transition from a defined benefit system to a personal account system and show the effect it has had...

Persistent link: https://www.econbiz.de/10012465269

The Military Pension, Compensation, and Retirement of U.S. Air Force Pilots

Ausink, John A. - 1993

This paper uses the option value model of Stock and Wise to analyze the departure patterns of a sample of pilots in the United States Air Force. Pilot compensation and the military pension are described, as are some details of the option value model and two other models: the Annualized Cost of...

Persistent link: https://www.econbiz.de/10012474347

Have IRAs Increased U.S. Saving? : Evidence from Consumer Expenditure Surveys

Venti, Steven F. - 1987

The vast majority of Individual Retirement Account contributions represent net new saving, based on evidence from the quarterly Consumer Expenditure Surveys (CES). The results are based on analysis of the relationship between IRA contributions and other financial asset saving. The data show...

Persistent link: https://www.econbiz.de/10012476852

Automatic Enrollment with a 12% Default Contribution Rate

Beshears, John; Guo, Ruofei; Laibson, David I.; … - National Bureau of Economic Research - 2023

We study a retirement savings plan with a default contribution rate of 12% of income, which is much higher than previously studied defaults. Twenty-five percent of employees had not opted out of this default 12 months after hire; a literature review finds that the corresponding fraction in plans...

Persistent link: https://www.econbiz.de/10014337834

The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt

Guttman-Kenney, Benedict; Adams, Paul; Hunt, Stefan; … - National Bureau of Economic Research - 2023

We run a field experiment and a survey experiment to study an active choice nudge. Our nudge is designed to reduce the anchoring of credit card payments to the minimum payment. In our field experiment, the nudge reduces enrollment in Autopaying the minimum from 36.9% to 9.6%. However, the nudge...

Persistent link: https://www.econbiz.de/10014447247