Inakura, Noriko; Shimizutani, Satoshi; Paprzycki, Ralph - Institute of Economic Research, Hitotsubashi University - 2005
role in the monitoring of the country's banks. Relying on detailed survey data on households' bank switching behavior … matched with banks' financial data, we examine households' response to bank risk and different deposit insurance schemes. We … find that bank switching in response to risk was more frequent in 2001 than in 1996 and that households' choice of bank …