source of credit. We aim to learn why households refuse to become clients of a bank and prefer to instead raise funds by …'s choice of the informal credit market is based not only on economic factors, but also on some institutional ones, including … financial literacy, trust in the banking sector, and credit discipline. We show that choosing the informal market is explained …

manufacturing industry in Russia. A settlement is counted as part of an urban agglomeration in two cases: that of a large, central …

The author examines the theoretical difficulties of implementing decisions and awards of foreign courts in Russia … educational background of legal professionals – especially judges – in Russia. It is suggested that the statist conception of law … of law developing in the mentality of legal professionals in Russia …

Nonprofit accountability in Russia is becoming increasingly important as nonprofit organizations become more open …

assess correctly the riskiness of other banks. However, the “crises of trust” (as one in 2004 in Russia) create some doubts …, decisions on credit limits are based not on changes in another bank's riskiness but on other information like reputation, soft …

focused largely on actors that, for multiple reasons, might face difficulties accessing credit. Communities of small …

human capital differ significantly in Russia. Nevertheless we can say that, for the majority of men, the return to …