prudential regulation in Russia, which could, if being implemented, positively affect the loan quality of both banks that are …

This paper analyzes the problems of credit risk modeling of residential mortgage lending in Russia. Using unique …

source of credit. We aim to learn why households refuse to become clients of a bank and prefer to instead raise funds by … who believe that repaying a loan is not obligatory are less frequently among informal borrowers and they choose the bank … conditions reduce a household's probability to use both formal and informal credit markets in favor of pure bank borrowing …

-off between deepening and broadening. The paper compares China and Russia — two large, relatively decentralized countries with …

with students at an elite university in Moscow, Russia, we compare the attitudinal, behavioral, and demographic traits of … interpretation of these findings is that corruption in Russia results from the transformation of bureaucrats' behavior and attitudes …