There have been heated debates on whether private health insurance creates moral hazard effects. Despite its importance, however, the moral hazard problem of private health insurance is still controversial and understudied. To empirically examine whether or not moral hazard exists in the Korean...

Even if a patient's access to health information has been enhanced, a patient still doesn't have enough ability to utilize it. Therefore, a doctor's effort to sincerely communicate with a patient might affect the patient's use of medical care. This paper builds up the empirical model and found...