influences demand, both within the microinsurance and the traditional insurance markets. A comparison with traditional markets … effects on the decision to buy microinsurance. The influence of trust on insurance take-up and the unanticipated results for …

We conduct a comprehensive asset pricing analysis for the U.S. property/liability insurance industry using monthly data … the returns of property/liability insurance stocks in a satisfactory way. We adapt the model proposed by Adrian, Friedman …, and Muir (2015) for financial institutions and define an insurance-specific five-factor asset pricing model (INS5), which …

This paper demonstrates the existence of adverse selection in the group insurance market with no individual choice. We … provide evidence against the “conventional wisdom” that group insurance mitigates adverse selection because of the mixture of …

The Swiss economy and society are fundamentally transformed by the Ageing Society. The insurance industry is affected …

the Swiss insurance industry in the coming years. Against this background, the present study describes the current state … of the insurance industry and discusses eight future topics, which in our view will be of great importance in the year … 2025. These are the future of life insurance, the future of motor insurance, digital monitoring, InsurTech start …

contributions of the private insurance industry in this context. We expand the classic "ESG"-dimensions to include the aspects of … effective use of new technologies. Due to its function as a risk carrier, the private insurance industry plays a key role in the …