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By lending to SMEs at low geographical distance, banks can realise competitive advantage due to enhanced access to soft information that allows the better screening of firms. As especially regional banks lend at a low distance, the decentralised German banking system is deemed ideal for SME...
Persistent link: https://www.econbiz.de/10011800400
As expected, this comparison of the German and the UK banking systems shows substantial differences between the … that could improve SME finance are the so-called challenger banks, a type of bank unknown in Germany. These banks differ in …
Persistent link: https://www.econbiz.de/10011870464
A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most …). Federalism and strong redistribution mechanisms between the regions support decentralised banking in Germany. Furthermore, close …
Persistent link: https://www.econbiz.de/10011870467