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Unlocking SME Finance in Argentina with Psychometrics
Klinger, Bailey; Castro, Lucio; Szenkman, Paula; … - Inter-American Development Bank - 2013
Access to finance remains a challenge for Small and Medium Enterprises (SMEs) in Argentina. It is a particularly acute problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper carried out a pilot test of an innovative psychometric...
Persistent link: https://www.econbiz.de/10010672755
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Unlocking SME Finance in Argentina with Psychometrics
Klinger, Bailey; Castro, Lucio; Szenkman, Paula; … - Inter-American Development Bank - 2013
Access to finance remains a challenge for Small and Medium Enterprises (SMEs) in Argentina. It is a particularly acute problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper carried out a pilot test of an innovative psychometric...
Persistent link: https://www.econbiz.de/10010655071
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Improving Credit Risk Analysis with Psychometrics in Peru
Klinger, Bailey; Khwaja, Asim; LaMonte, Joseph - Inter-American Development Bank - 2013
Access to finance remains a challenge for some micro, small, and medium-sized enterprises (MSMEs) in Peru, particularly … owners seeking a loan from Financiera Confianza, the fourth largest Empresa Financiera in Peru. Applicant responses were … policies to reduce information asymmetry in MSME lending, such a tool could help relieve constraints on MSME finance in Peru. …
Persistent link: https://www.econbiz.de/10010699798