Despite a recent expansion in housing finance, Brazil still faces a severe housing shortage, especially among lower-income people, and it is important to examine the development, limitations and prospects of the country's housing finance market. This paper investigates the recent evolution of...

Using the 2003 and 2008 Quality of Life Surveys (QLS) conducted by the National Department of Statistics (DANE), this paper identifies the factors that affect housing tenure decisions in Colombia. Households with higher incomes are more likely to purchase than to rent, and the choice of formal...

Shelter is a basic need for human beings. As with food, humans need a constant supply of the services provided by a house to survive. However not everybody have access to adequate shelter, especially low income households in developing countries. This study reviews the housing conditions of...

This document analyzes evidence in the literature about the effectiveness of housing policies in the Latin American and Caribbean (LAC) region, paying particular attention to regularities about the effectiveness of housing policies across countries that target low-income families. The review...

This paper describes the determinants of housing demand in Brazil, with the intention of informing policy aimed at reducing the housing deficit and increasing home ownership. As price elasticity for renters is slightly higher, public policies that aim to influence the price of dwellings and/or...

This paper presents the experiences of the housing finance market in Chile. It was first presented at a regional conference on the development of mortgage securitization held at the Inter-American Development Bank. The paper focuses on the evolution of housing finance in Chile, including the...

Housing is more than just basic shelter - it can be a valuable monetary asset, both to households and nations. This book draws on research by experts at the Inter-American Development Bank and the U.S. Department of Housing and Urban Development to examine the economic, social and legal...

This paper presents the experiences of the housing finance market in Chile. It was first presented at a regional conference on the development of mortgage securitization held at the Inter-American Development Bank. The paper focuses on the evolution of housing finance in Chile, including the...

The enabling approach to housing markets promotes financing systems based on family savings, public subsidies and mortgage loans to unleash the potential of individuals and communities to produce and improve dwellings. However, the approach failed to benefit lower-income households, as they have...

The enabling approach to housing markets promotes financing systems based on family savings, public subsidies and mortgage loans to unleash the potential of individuals and communities to produce and improve dwellings. However, the approach failed to benefit lower-income households, as they have...