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are distorted even when credit constraints do not bind. Sudden Stops are a property of the unique, flexible …
Persistent link: https://www.econbiz.de/10010944555
carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance … problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper …
Persistent link: https://www.econbiz.de/10010672755
carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance … problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper …
Persistent link: https://www.econbiz.de/10010655071
beneficiaries of micro-credit programs with non-beneficiaries with similar characteristics. Using propensity score and matching …
Persistent link: https://www.econbiz.de/10010943746
beneficiaries of micro-credit programs with non-beneficiaries with similar characteristics. Using propensity score and matching …
Persistent link: https://www.econbiz.de/10009205758
the financial services offered by a range of institutions, including commercial banks, credit unions, and nongovernmental … institutions within and across countries. It shows that, in addition to nongovernmental organizations, credit unions and some … commercial banks, can and do provide appropriate savings, credit, and other financial services to microentrepreneurs in general …
Persistent link: https://www.econbiz.de/10010772455
Microfinance and Poverty probes a set of assumptions that have arisen about microfinance and poverty reduction and that have become the conventional wisdom, although they have not been proven. These assumptions are examined through a review and analysis of theoretical and applied literature on...
Persistent link: https://www.econbiz.de/10010772492
beneficiaries of micro-credit programs with non-beneficiaries with similar characteristics. Using propensity score and matching …
Persistent link: https://www.econbiz.de/10010655528
paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business … compared to self-reported sales, subsequent loan repayment performance, and credit bureau data to determine if psychometric …-based credit scoring models could reduce the constraints on MSME finance. The authors created a scorecard based on that information …
Persistent link: https://www.econbiz.de/10010699798
-level dataset of foreign ownership with information on banking crises and examines whether the credit supply of majority …
Persistent link: https://www.econbiz.de/10010943771