Klinger, Bailey; Khwaja, Asim; LaMonte, Joseph - Inter-American Development Bank - 2013
paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business … compared to self-reported sales, subsequent loan repayment performance, and credit bureau data to determine if psychometric …-based credit scoring models could reduce the constraints on MSME finance. The authors created a scorecard based on that information …