The dynamic development of market practices and services frequently limits regulatory effectiveness. New technologies, however, might assist regulators in better tracking market changes. While Regulatory Technology ("RegTech") has been vastly reducing compliance costs, Supervisory Technology...

Robo advice, the automated provision of financial advice without human intervention, holds the promise of cheap, convenient and fast investment services for consumers - freed from human error or bias. However, retail investors have limited capacity to assess the soundness of the advice, and are...