Assesses existing experiences with funds pooled by migrants contributing to the creation of income-generating activities in their countries of origin.

Based on a survey of 105 credit cooperatives carried out in 1993. Focuses on the effects of external funding on the growth of credit unions, their resource base and diversity, especially savings mobilization from members, profitability and loan delinquency.

Outlines the scale of the AIDS epidemic in sub-Saharan Africa and shows how the epidemic should be seen as a structural phenomenon which affects all aspects of development in the region. Examines the interconnections between armed conflicts and other crises and the HIV epidemic and reviews the...