Assesses existing experiences with funds pooled by migrants contributing to the creation of income-generating activities in their countries of origin.

Based on a survey of 105 credit cooperatives carried out in 1993. Focuses on the effects of external funding on the growth of credit unions, their resource base and diversity, especially savings mobilization from members, profitability and loan delinquency.

Examines the feasibility of electronic money remittance systems as a means of extending the social security coverage of migrant workers.