Hattori, Masazumi; Shintani, Kohei; Uchida, Hirofumi - Institute for Monetary and Economic Studies, Bank of Japan - 2012
We ask three questions to clarify the production of soft information and decision making within a bank organization: (1) In a hierarchical ladder within a bank organization, who has more soft information on borrowers (repository of soft information) and does the answer differ depending on bank-...