conditional profitability distributions. Real GDP growth and the NPL ratio are shown to be the most reliable determinants of bank …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

This paper assesses the role of bank and nonbank financial institutions' balance sheet foreign exposures and risk … conditions may take place through derivatives transactions with banks, the hedging practices of which trigger bank related …

indices; second, which bank-specific characteristics explain these risk exposures; third, are there clusters of banks with … analysis of bank-to-bank linkages suggests that any “globalization” of the euro area crisis is likely to be channelled through …

with bank-level data to study the contagion potential of an exogenous shock via credit and funding risks. We find that …-linear function of the combination of network structures and bank-specific characteristics …