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This paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the … implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The … the impact of government bank ownership suggests few benefits, especially for developing countries …
Persistent link: https://www.econbiz.de/10012957838
This paper builds a novel database on the effects of macroprudential policy drawing from 58 empirical studies, comprising over 6,000 results on a wide range of instruments and outcome variables. It encompasses information on statistical significance, standardized magnitudes, and other...
Persistent link: https://www.econbiz.de/10012830837
This paper assesses the effectiveness of lending restriction measures, such as loan-to-value and debt-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in 28 EU countries over 1990-2018. The results suggest...
Persistent link: https://www.econbiz.de/10012889146
We analyze the effects of macroprudential policies on local bank credit cycles and interactions with international … financial conditions. For identification, we exploit the comprehensive credit register containing all bank loans to individuals …
Persistent link: https://www.econbiz.de/10012927460
policy measuresoften affect cross-border bank credit, whereas capital measures do not. This empiricalevidence is stronger for … concentrated. Consistently,structural model based simulation analysis indicates that output and bank credit spilloversfrom sectoral …
Persistent link: https://www.econbiz.de/10012948532
We explore the global footprint of Chinese banks and compare it with that of other bank nationalities. Chinese banks … across all bank nationalities, we find that larger distances deter cross-border bank lending to EMDEs more than to AEs. For …
Persistent link: https://www.econbiz.de/10013252034
This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and … supply factors, both for the whole 1993-2010 period and during periods of financial instability. Using bank-level panel data …
Persistent link: https://www.econbiz.de/10013101520
The aim of this paper is twofold: first, to study the determinants of banks' net interest margin with a particular focus on the role of maturity transformation, using a new measure of maturity mismatch; second, to analyse the implications for banks from the relaxation of a binding prudential...
Persistent link: https://www.econbiz.de/10012907943
Foreign bank lending has stopped growing since the global financial crisis. Changes in banks' business models, balance …
Persistent link: https://www.econbiz.de/10012977751
Well-designed banking laws are critical for regulating the market access and operations of banks, as well as their removal from the market in case of failure. While at a financial policy level there is a broad consensus as to the content of banking laws, from a legal perspective their drafting...
Persistent link: https://www.econbiz.de/10013013817