Showing 1 - 10 of 617
This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and … period, but without credit supply factors being singled out. By contrast, housing price growth has a significant effect … during periods of financial instability only, even after controlling for credit demand effects. These results show that …
Persistent link: https://www.econbiz.de/10013101520
Despite robust deposit growth, credit growth has been sluggish in the Philippines. We attribute this to legacy …
Persistent link: https://www.econbiz.de/10013102279
We study the impact of bank credit on firm productivity. We exploit a matched firm-bankdatabase covering all the credit … relationships of Italian corporations, together with a naturalexperiment, to measure idiosyncratic supply-side shocks to credit … practices, while a credit expansion haslimited impact. Quantitatively, the credit contraction between 2007 and 2009 accounts …
Persistent link: https://www.econbiz.de/10012868471
The post-crisis financial sector framework reform remains incomplete. While capital and liquidity requirements have been strengthened, doubts remain over other aspects, including the fact that expectations of government support for systemically-important banks (SIBs) remain intact. In this...
Persistent link: https://www.econbiz.de/10012977356
Banking credit to the private sector in Latin America has on average increased by 7 percent of GDP from primo 2004 to … ultimo 2011, with real credit in some countries growing by up to 20 percent per year. This paper documents and analyzes the … patterns of credit growth in 18 countries in Latin America and uses econometric methods to determine whether it is indicative …
Persistent link: https://www.econbiz.de/10013080862
shows that this increasingly popular macroprudential tool can smooth provisioning costs over the credit cycle and lower …
Persistent link: https://www.econbiz.de/10013102287
higher capital requirements have a short-lived, negative impact on bank credit in Peru, although this effect becomes … highly profitable at the time could explain the short-lived effects on credit …
Persistent link: https://www.econbiz.de/10012907949
credit supplied. This paper identifies a range of factors that could lower spreads in the Kyrgyz Republic: more competition …, higher capital, lower credit risk, larger loan size, lower deposit rates and external funding costs, as well as a stronger …
Persistent link: https://www.econbiz.de/10013315106
euro area Bank Lending Survey to assess the effectiveness of macro-prudential policies in containing credit growth and … slowing down mortgage credit growth, and that the impact is transmitted mainly through price margins, the same banking channel …
Persistent link: https://www.econbiz.de/10012996061
We examine how the cost of corporate credit varies around fiscal consolidations aimed at reducing government debt …
Persistent link: https://www.econbiz.de/10013086310