). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and … financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

This paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the … implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The … the impact of government bank ownership suggests few benefits, especially for developing countries …

This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United … States on their market valuations. Using two novel identification strategies based on the dynamic process of interstate bank …

banks and bank supervision agencies worldwide. Women occupied less than 2 percent of bank CEOs positions, and less than 20 …, many low- and middle-income countries have a higher share of women in bank boards and banking supervision agency boards … compared to advanced economies. Econometric analysis suggests that, controlling for relevant bank and country-specific factors …

We study the effects of a bank's engagement in trading. Traditional banking is relationship-based: not scalable, long …-based: scalable, shortterm, capital constrained, and with the ability to generate risk from concentrated positions. When a bank … inefficiencies. A bank may allocate too much capital to trading ex-post, compromising the incentives to build relationships ex …

policymakers’ efforts to strengthen bank capitalization …

supply factors, both for the whole 1993-2010 period and during periods of financial instability. Using bank-level panel data …

The global financial crisis has placed the spotlight squarely on bank stress tests. Stress tests conducted in the lead …

comparator block in the Eastern Caribbean. Using bank-level data, we find that countries with a high level of operating costs, a … operating costs are associated with low measures of institutional quality and a small size of bank operations. We find support …