Showing 1 - 10 of 549
This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech … indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of … greater use of fintech is significantly associated with a narrowing of the class divide and rural divide but there was no …
Persistent link: https://www.econbiz.de/10013406779
Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology …
Persistent link: https://www.econbiz.de/10012831611
financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC … fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of …
Persistent link: https://www.econbiz.de/10013305620
Recent advances in digital technology and big data have allowed FinTech (financial technology)lending to emerge as a …) methods that lie at the heart of FinTech credithave remained largely a black box for the nontechnical audience. This paper … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …
Persistent link: https://www.econbiz.de/10012868469
Countries in Latin America and the Caribbean (LAC) have made important strides in promoting financial inclusion of firms and households. However, while the region is broadly at par with its peers on financial inclusion of firms, household inclusion lags behind. Nonetheless, there is substantial...
Persistent link: https://www.econbiz.de/10013011207
The paper analyses existing country-level information on the relationship between the development of Islamic banking and financial inclusion. In Muslim countries - members of the Organization for Islamic Cooperation (OIC) - various indicators of financial inclusion tend to be lower, and the...
Persistent link: https://www.econbiz.de/10013025652
Many Caribbean financial systems are relatively well developed for their size but benefits are concentrated in a small part of the population. In several large countries, the financial development levels are below what is warranted by that country's own macroeconomic fundamentals. SMEs, in...
Persistent link: https://www.econbiz.de/10012922629
This paper examines the impact of financial depth on macroeconomic volatility using a dynamic panel analysis for 110 advanced and developing countries. We find that financial depth plays a significant role in dampening the volatility of output, consumption, and investment growth, but only up to...
Persistent link: https://www.econbiz.de/10013086316
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …
Persistent link: https://www.econbiz.de/10012895126
This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance … alliances between traditional and fintech operators, digital remittances can further reduce transaction costs and reach those … remote, low-income households in a timely and secure manner. A meaningful expansion of fintech remittances necessitates an …
Persistent link: https://www.econbiz.de/10013306784