Showing 1 - 10 of 18
Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology …
Persistent link: https://www.econbiz.de/10012831611
Trade finance is the backbone of international trade for entities ranging from a small businesses to multi-national corporations. An estimated 80 percent of world trade relies on this form of finance (WTO, 2017). Despite its systemic importance and rapid growth, data availability is only...
Persistent link: https://www.econbiz.de/10012864103
Financial technology (Fintech) has prompted authorities to consider their potential financial stability benefits, risks …
Persistent link: https://www.econbiz.de/10012830835
policy makers. Fintech provides opportunities to deepen financial development, competition, innovation, and inclusion in the … the evolution of fintech in LAC. In particular, the paper focuses on financial development, fintech landscape for domestic …
Persistent link: https://www.econbiz.de/10012871769
Recent advances in digital technology and big data have allowed FinTech (financial technology)lending to emerge as a …) methods that lie at the heart of FinTech credithave remained largely a black box for the nontechnical audience. This paper … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …
Persistent link: https://www.econbiz.de/10012868469
This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech … indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of … greater use of fintech is significantly associated with a narrowing of the class divide and rural divide but there was no …
Persistent link: https://www.econbiz.de/10013406779
Financial technology (fintech) is emerging as an innovative way to achieve financial inclusion and the broader … objective of inclusive growth. Thus far, fintech in the MENAP and CCA remains below potential with limited impact on financial … inclusion. This paper reviews the fintech landscape in the MENAP and CCA regions, identifies the constraints to the growth of …
Persistent link: https://www.econbiz.de/10012909418
financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC … fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of …
Persistent link: https://www.econbiz.de/10013305620
investigates the early impact of fintech development in the region thus far. Against the backdrop of high net interest margins …. Difference-in-difference regressions and case studies on Brazil and Mexico suggest that fintech is associated with a reduction in …
Persistent link: https://www.econbiz.de/10013305629
Technology Department, this paper examines fintech and the related area of cybersecurity from the perspective of central bank … examples of central bank risks related to fintech and cybersecurity. The paper highlights that fintech- and cybersecurity …
Persistent link: https://www.econbiz.de/10013305671