limit on residential mortgage loans in the Interest Act. That said, the availability and cost of residential loans for prime …

We present an analysis of the sensitivity of household mortgage probabilities of default (PDs) and loss given default … counterfactual analysis of the responsiveness of mortgage PDs, LGDs, and bank capitalization conditional on adverse scenarios related …

a mortgage debt crisis, but in several cases, the legal response was based on the introduction of personal insolvency … understanding of the main considerations in resolving personal insolvency and distressed mortgage debt in the context of crises …

mortgage interest rate leads to a 20 percent decrease in a typical bank's distance to default. Finally, we look at the cross …

.Given persistently low real interest rates, lack of alternative investment and mortgage-to-GDP trend, rapid property price growth in …

This paper documents developments in mortgage credit and the housing sector in Latin America over the past decade, and … compares them with those of other emerging economies. In particular, it examines the real estate and mortgage markets to assess … whether (i) growth in mortgage credit is excessive compared to long-term trends; (ii) trends in house prices reflect changes …

past two decades. It finds that (i) mortgage markets have experienced rapid development, which has led to lower private per …