the GSEs. We find that judicial requirements reduce the supply of credit only for jumbo loans that are ineligible for GSE … guarantees. These laws do not affect, however, the relative demand of jumbo loans. Our findings, which also hold using novel … nonbinary measures of judicial requirements, illustrate the consequences of foreclosure laws on the supply of mortgage credit …

-borrower countrydata and controlling for credit demand, we show that reductions largely varied in line with markets’ prior assessments of … direct cross-border loans differ from those for local affiliates’ lending, especially for impaired banking systems. Home …

We examine how the cost of corporate credit varies around fiscal consolidations aimed at reducing government debt … price the short-term recessionary effects in loans but large consolidations can reduce or undo the increase in spreads …

bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In … credit more than other banks. However, higher and better-quality capital mitigated this effect. Our results suggest that … strong bank balance sheets are key for the recovery of credit following crises, and provide support for regulatory proposals …

phasing out gradually deferred-amortization mortgage loans and introducing risk-adjusted deposit insurance premia. …

improved credit appraisals and stricter impairment standards on the bank side, will be critical to help India's banks resume …