financial access faced by the low-income segments of population, this paper presents an analysis of a novel dataset on bank … the costs of maintaining a bank checking account and conducting a few basic transactions can exceed 5 percent of monthly …

effects on financial institutions. Cooperative banks experience more significant profit deterioration under both models …, whereas (larger) commercial banks appear to benefit from partnerships with P2P platforms, as evidenced by an increase in non …-interest income. Furthermore, the findings suggest that FinTech presence has a disproportionately larger adverse effect on banks in …

This paper explores the determinants of Japanese banks’ overseas expansion and assesses whether the growing cross …-border activity will continue under the new macroeconomic policies referred as “Abenomics”. The analysis finds that Japanese banks are …

indices; second, which bank-specific characteristics explain these risk exposures; third, are there clusters of banks with … is the evolution of banks’ stock price exposure to country-level and global risk factors as approximated by equity … risk, specifically, has been steadily rising since 2008. Banks that are reliant on wholesale funding, have weaker capital …

been a significant decline in the interconnectedness in the pledged collateral market between banks and nonbanks. We find …

asset classes between 2004 and 2010. Then I test whether the equity returns of 53 global banks were exposed to this … liquidity risk factor. Results show that the level of bank returns is not directly affected by the SLRI, but their volatility … increases when liquidity conditions deteriorate. I do not find a strong association between bank size and exposure to the SLRI …

the measures is the potential for activities identified as too risky for retail banks to migrate to the unregulated parts … that any structural engineering will lessen the policing burden on prudential authorities and on the banks. …