effects on financial institutions. Cooperative banks experience more significant profit deterioration under both models …, whereas (larger) commercial banks appear to benefit from partnerships with P2P platforms, as evidenced by an increase in non …-interest income. Furthermore, the findings suggest that FinTech presence has a disproportionately larger adverse effect on banks in …

financial access faced by the low-income segments of population, this paper presents an analysis of a novel dataset on bank … the costs of maintaining a bank checking account and conducting a few basic transactions can exceed 5 percent of monthly …

This paper explains the continuing success of European cooperative banks through evolving comparative advantages. It …

the measures is the potential for activities identified as too risky for retail banks to migrate to the unregulated parts … that any structural engineering will lessen the policing burden on prudential authorities and on the banks. …

development and becomes relatively less important as the economy develops, and why banks may retard financial sector development …

different types of banks, we find no support for the argument that the presence of large international banks would have an … adverse effect on the effectiveness and efficiency of banking sectors in developing countries. International banks are … generally more efficient and more active in lending than domestic banks. However, as suggested by the Kenyan experience, the …

Based on detailed regulatory intervention data among German banks during 1994-2008, we test if supervisory measures … affect the likelihood and the timing of bank recovery. Severe regulatory measures increase both the likelihood of recovery … and its duration while weak measures are insignificant. With the benefit of hindsight, we exclude banks that eventually …