Narrow search
Showing 1 - 10 of 637
Cover Image
New Risk Indicator and Stress Testing Tool : A Multifactor Nth-to-Default CDS Basket
Garcia Pascual, Antonio - 2006
Intro -- Contents -- I. INTRODUCTION -- II. DESCRIPTION OF THE INDICATOR -- III. MODEL DESCRIPTION -- IV. DATA DESCRIPTION -- V. FACTOR ANALYSIS: ESTIMATION RESULTS -- VI. COMPUTATION OF THE PROBABILITIES OF DEFAULT -- VII. SENSITIVITY ANALYSIS -- VIII. STRESS TESTING -- IX. CONCLUDING REMARKS...
Persistent link: https://www.econbiz.de/10012691123
Cover Image
Is FinTech Eating the Bank's Lunch?
Ben Naceur, Sami - 2023
This paper examines how the growing presence of FinTech firms affects the performance of traditional financial institutions. The findings point to a negative impact on profitability, primarily due to a reduction in interest income and a rise in operational costs. Although established financial...
Persistent link: https://www.econbiz.de/10015058989
Cover Image
Understanding Barriers to Financial Access: Insights from Bank Pricing Data
Shirono, Kazuko - 2024
financial access faced by the low-income segments of population, this paper presents an analysis of a novel dataset on bank … the costs of maintaining a bank checking account and conducting a few basic transactions can exceed 5 percent of monthly …
Persistent link: https://www.econbiz.de/10015080260
Cover Image
Guaranteeing Trade in a Severe Crisis: Cash Collateral over Bank Guarantees
Kotidis, Antonis - 2023
bank guarantee. As a result, cash-poor firms imported relatively less. Public intervention to guarantee transactions is …
Persistent link: https://www.econbiz.de/10015059660
Cover Image
Financial Sector Evolution in the Central European Economies; Challenges in Supporting Macroeconomic Stability and Sustainable Growth
Wagner, Nancy L.; Iakova, Dora M. - International Monetary Fund (IMF) - 2001
This paper takes stock of the current state of development of the financial systems in five Central European transition economies (the Czech Republic, Hungary, Poland, the Slovak Republic, and Slovenia) that are also leading EU accession candidates. It presents both a progress report and an...
Persistent link: https://www.econbiz.de/10005248292
Cover Image
Dynamic Depositor Discipline in U.S. Banks
McDill, Kathleen; Maechler, Andrea M. - International Monetary Fund (IMF) - 2003
discipline: a weak bank may not necessarily be able to stop a deposit drain by raising its uninsured deposit interest rates. …
Persistent link: https://www.econbiz.de/10005248320
Cover Image
Bank Consolidation, Internationalization and Conglomeration; Trends and Implications for Financial Risk
Nicoló, Gianni De; Zephirin, M. G.; Bartholomew, Philip F. - International Monetary Fund (IMF) - 2003
This paper documents global trends in bank activity, consolidation, internationalization, and financial firm … and internationalization exhibit uneven patterns across world regions. Trends in consolidation and conglomeration indicate … concentrated banking systems. We outline research directions aimed at explaining why bank consolidation and conglomeration do not …
Persistent link: https://www.econbiz.de/10005253000
Cover Image
Cooperative Banks in Europe; Policy Issues
Fonteyne, Wim - International Monetary Fund (IMF) - 2007
This paper explains the continuing success of European cooperative banks through evolving comparative advantages. It points out that a cooperative is built around an intergenerational endowment without final owners, which creates particular governance challenges. Risks include the use of the...
Persistent link: https://www.econbiz.de/10005264159
Cover Image
Macroprudential Policy; What Instruments and How to Use them? Lessons From Country Experiences
International Monetary Fund (IMF); International … - 2011
This paper provides the most comprehensive empirical study of the effectiveness of macroprudential instruments to date. Using data from 49 countries, the paper evaluates the effectiveness of macroprudential instruments in reducing systemic risk over time and across institutions and markets. The...
Persistent link: https://www.econbiz.de/10009369434
Cover Image
Making Banks Safer; Can Volcker and Vickers Do it?
Chow, Julian T. S.; Surti, Jay - International Monetary Fund (IMF) - 2011
This paper assesses proposals to redefine the scope of activities of systemically important financial institutions. Alongside reform of prudential regulation and oversight, these have been offered as solutions to the too-important-to-fail problem. It is argued that while the more radical of...
Persistent link: https://www.econbiz.de/10009369435