suggested by its macroeconomic performance. Banking concentration and bank-specific variables, including bank size and … provisions for nonperforming loans, do not have an important role in explaining variations in bank spreads. Rather, it appears …

weaknesses in bank balance sheets, consumption-led economic growth, and relatively high net interest margins. Bank-level analysis … suggests that interest margins in the Philippines rise with bank size, bank capitalization, foreign ownership, overhead costs … and tax rates. Using bank-level data for a number of Asian economies, we find that higher growth, lower inflation, higher …

bank interest margins in that region using bank and country-level data from 85 countries, including 14 Latin American … intermediation, such as inflation and bank profit taxation. …

activity is costly and the non-tradable sector is highly dependent on domestic bank credit, as in most emerging market …

activity. We examine the linkages between the financial and real sectors in the euro area, finding that (i) bank loan supply … responds negatively to declines in bank soundness; (ii) a cutback in bank loan supply has a negative impact on economic … 2007. These estimates imply that the currently estimated bank losses would subtract some 2 percentage points from the euro …