convey to bank shareholders when market and credit risk regulatory capital requirements are set using bank internal model … requirements will cause distortions in bank lending behavior. …

, constrained lending. Banks took actions to increase capital by slowing lending and raising profit margins, not fully passing …

This simulation-based paper investigates the impact of different methods of dynamic provisioning on bank soundness and …

This paper studies the impact of bank regulation and taxation in a dynamic model with banks exposed to credit and … liquidity risk. We find an inverted U-shaped relationship between capital requirements and bank lending, efficiency, and welfare …

credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in …

Intro -- Contents -- I. INTRODUCTION -- II. BANK CREDIT AND PROPERTY PRICES -- III. DEFAULT, CREDIT GROWTH, AND ASSET …

euro area Bank Lending Survey to assess the effectiveness of macro-prudential policies in containing credit growth and … house price appreciation in mortgage markets. We find instruments targeting the cost of bank capital most effective in …

41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on …Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in … assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by …