Fintech payments leverage large digital platforms to fill gaps in the traditional payment system. They have made great …, the new payment models are exposed to risks in their operating environment. We review the main fintech payment models … (mobile money, internet-based fintech payment, and digital money) and discuss operational and financial risks as well as …

. However, it also reflects the impact of policy measures by the People's Bank of China, including establishing bilateral swap … lines and offshore clearing banks. Both policy measures helped to address offshore RMB liquidity shortages given China …'s overall capital account restrictions, with the offshore clearing banks having a quantitatively larger impact. Our analysis …

This paper examines how the growing presence of FinTech firms affects the performance of traditional financial … efforts have proven inadequate to offset the losses associated with increased competition from FinTech firms. Our study also … reveals that various FinTech business models, such as Peer-to-Peer (P2P) lending and Balance Sheet lending, have varying …

Rapid advances in digital technology are revolutionizing the financial landscape. The rise of fintech has the potential … complexity, however, fintech also poses potential systemic risks. In this paper, I use a novel dataset to trace the development … of fintech (excluding cryptocurrencies) and empirically assess its impact on financial stability in a panel of 198 …

digital financial inclusion, its impact on gender gaps varies across countries. Moreover, women leaders in the fintech … industry, although growing, remain scarce. This paper explores the interaction between 'women' and 'fintech' by examining: (i …) the role of women leaders on firm-level performance in the fintech industry; and (ii) the determinants of gender gaps in …

Fintech, which delivers financial services digitally, promises to promote financial inclusion and close the gender gap …. Using a novel fintech dataset for 114 economies worldwide, this paper shows that fintech adoption significantly improves … access. Fintech not only increases the number and ratio of female employees in the workforce, but also mitigates financial …

This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech … indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of … greater use of fintech is significantly associated with a narrowing of the class divide and rural divide but there was no …

The rise of fintech is revolutionizing the financial landscape, with products and companies advancing innovative … investigate the relationship between fintech and economic growth in a panel of 198 countries over the period 2012-2020. This cross …-country approach-utilizing direct measures of fintech and dealing with potential endogeneity-provides interesting empirical insights …

Motivated by its rapid growth, this paper investigates how FinTech activities influence risk taking by financial …-stability hypothesis). Using a curated databased covering over 10,000 FIs and global FinTech activities, we find a robust relationship … whereby greater FinTech presence is associated with heightened risk taking by FIs, offering support for the competition …

The emergence of financial technologies—fintech—has become an engine of change, promising to expand access to financial … countries. So has the rapid growth of fintech delivered the promise of broadening financial services to the under …-served populations? In this paper, I use a comprehensive dataset to investigate the relationship between fintech and financial inclusion …