This paper examines how the growing presence of FinTech firms affects the performance of traditional financial … efforts have proven inadequate to offset the losses associated with increased competition from FinTech firms. Our study also … reveals that various FinTech business models, such as Peer-to-Peer (P2P) lending and Balance Sheet lending, have varying …

Schumpeter's prediction that financial innovation can promote growth, but not every type of fintech becomes an accelerator …The rise of fintech is revolutionizing the financial landscape, with products and companies advancing innovative … technologies to improve and automate financial services. In this paper, I use a novel dataset and implement a dynamic modelling to …

Motivated by its rapid growth, this paper investigates how FinTech activities influence risk taking by financial …-stability hypothesis). Using a curated databased covering over 10,000 FIs and global FinTech activities, we find a robust relationship … whereby greater FinTech presence is associated with heightened risk taking by FIs, offering support for the competition …

Rapid advances in digital technology are revolutionizing the financial landscape. The rise of fintech has the potential … complexity, however, fintech also poses potential systemic risks. In this paper, I use a novel dataset to trace the development … of fintech (excluding cryptocurrencies) and empirically assess its impact on financial stability in a panel of 198 …

strides in increasing access to payment services in several countries around the globe. At the same time, like any innovation …Fintech payments leverage large digital platforms to fill gaps in the traditional payment system. They have made great …, the new payment models are exposed to risks in their operating environment. We review the main fintech payment models …

Fintech has become one of the most popular topics among policymakers and experts. It usually comes with the qualifier … "disruptive". Thus, the hype is easy to understand: fintech would upend the financial system due to its disruptive nature, as it … would allow financial services to be completed faster, cheaper, and more efficiently. Indeed, many have predicted that the …

While digital financial services have made access to finance easier, faster, and less costly, helping to broaden … digital financial inclusion, its impact on gender gaps varies across countries. Moreover, women leaders in the fintech … industry, although growing, remain scarce. This paper explores the interaction between 'women' and 'fintech' by examining: (i …

to financial services. Fintech development may need to be complemented with targeted policy initiatives aimed at …This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech … indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of …

A survey of the financial systems of Caribbean countries reveals systems dominated by banks, with services widely …

The increased presence of foreign banks in a country's domestic banking system necessitates the development of … challenges which foreign banks bring to emerging market banking supervisors are also discussed. The paper also provides surveys …