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This study contributes to the literature by analyzing the impact of financial inclusion (FI) on various bank risk dimensions, including systemic risk, which has been underexplored. We expand on recent research by examining not only the type of financial services, but also the source of FI,...
Persistent link: https://www.econbiz.de/10015328412
The emergence of financial technologies—fintech—has become an engine of change, promising to expand access to financial …
Persistent link: https://www.econbiz.de/10015080291
2014 and 2017, taking into account both access and usage dimentions of digital financial services (DFSs). This index is …
Persistent link: https://www.econbiz.de/10015057902
Will mobile money render cash less dominant over time in Africa? Can it promote financial inclusion? We shed light on these questions by exploring individual-level and nationally representative survey data for Uganda, a country in a region that pioneered mobile money in the world. We use the...
Persistent link: https://www.econbiz.de/10015058921
and human development indices, weak rule of law, and physical access to bank branches or ATMs. This suggests that targeted …
Persistent link: https://www.econbiz.de/10015059413
unbanked by incentivizing the opening of bank accounts for access to CBDC wallets (offsetting potential flows from deposits to … CBDCs among those already banked). Second, data from CBDC usage allows for the building of credit to reduce credit … because a bank account is no longer needed to access CBDC. If CBDC data is shareable with banks, those without bank accounts …
Persistent link: https://www.econbiz.de/10015059577
impact on the gender divide. These findings imply that Fintech alone may not be sufficient to close the gender gap in access …
Persistent link: https://www.econbiz.de/10015060450
This paper leverages the IMF’s Financial Access Survey (FAS) database to construct a new composite index of financial …
Persistent link: https://www.econbiz.de/10011142035
In the wake of the recent global crisis the international community is giving an increased focus on stability of the financial system, so-called financial stability analysis. With the increasing need for data sets to undertake this analysis, the question naturally arises as to what types of data...
Persistent link: https://www.econbiz.de/10011142045
. Financial inclusion policies have aimed at channeling microcredit to poor, spreading formal banking system usage, fostering …
Persistent link: https://www.econbiz.de/10011142110